Automobile Insurance – provides coverage for the legal liability arising out of the operation of automobile, physical damage coverage for the automobile itself, accident benefits (medical and rehabilitation costs), comprehensive coverage and protection against uninsured drivers.
Home Insurance – The house insurance policy is a package policy designed to cover the dwelling, other structures, personal property or contents, additional living expenses and personal liability insurance. There are three basic types of policy forms available: named perils, broad form and comprehensive coverage, the latter form offering the broadest coverage.
Robertson Hall provides coverage for the following types of recreational vehicles and boats:
This is a term that can be very misleading. It does not mean that that an insurance company will allow forgiveness if you cause an accident. The “no-fault” automobile insurance system basically means if you are injured or your car is in an accident, you deal with your own insurance company, regardless of who is at fault.
The first step is to stay calm and make sure that any other passengers are not injured. If there is personal injury or the damage to your vehicle is over a $1000, you must notify the police. Write down all of the necessary information such as:
There are a number of perils that are not covered under a home insurance policy. Some people may not realize that a home insurance policy is not a maintenance contract. House insurance is intended to cover unpredictable events that are sudden and accidental. Here are a few of the key exclusions under a home insurance policy.