Commercial Insurance | Business Insurance
Insurance protects you from losses that may pose a significant threat to your business operations. A major loss to one organization may be a trivial loss to another. When selecting coverage, deductibles and policy limits, there are many factors to consider
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The more your insurance representative knows about your organization, the better prepared he or she is to advise you about changes in the marketplace, as well as the type and amount of insurance you need. By implementing risk management strategies you may be able to eliminate or mitigate key risks and save money on your premiums.
Be sure to periodically review your policies with your insurance representative. Over time, your organization may grow and your need for certain coverage may increase. Or, as your business evolves, you could find yourself paying for coverage that you no longer require.
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This type of insurance coverage may also be called malpractice insurance. It’s important to note that malpractice coverage specifically refers to professional negligence that leads to bodily harm.
Directors and Officers Liability Insurance coverage insures corporate directors and officers against claims alleging financial loss arising from mismanagement.