Sep 14, 2017 | Business interruption insurance, Commercial Insurance, Insurance Claims, Liability Insurance, Property Insurance
It’s always important to find ways to reduce your business insurance premiums however business professionals should not fall into the trap of focusing on this aspect exclusively. The reason you purchase business insurance is to make sure that your business is not...
Sep 13, 2017 | Abuse Liability, Commercial Insurance
Did you know that a dental office can have Abuse Liability Insurance? It’s true! It’s insurance that you’ll use in the event of a sexual abuse claim from a client. It can happen easily enough. If a client claims they were touched inappropriately...
Sep 13, 2017 | Commercial Insurance, Liability Insurance
We have a lot of dentists ask us, “Why do I need Commercial General Liability Insurance if I don’t own my building?” The underlying idea is that the Landlord has commercial general liability, (CGL), why should the tenant need it too? As Barry Dodd...
Aug 16, 2017 | Business interruption insurance, Commercial Insurance
In a recent commercial insurance policy review with a client, they raised the topic of business interruption insurance; what is it, how do I calculate my coverage requirement, and how does the policy work. I recognized an opportunity to clarify this topic for him and...
Aug 1, 2017 | Canadian Tax, Commercial Insurance
With so many rules around insurance, especially regarding taxation, you may be wondering, “Are my business insurance premiums tax deductible?” With a little rooting around on the Canada Revenue Agency (CRA) website, we can find the answer to this...
Jul 24, 2017 | Commercial Insurance
The process of obtaining a business insurance quote can seem like a daunting task for most business owners or managers. Gathering accurate and adequate information is the most important aspect of the quoting process. Critical underwriting information comes from the...
